Department of Housing & Urban Development (HUD)

HUD is the agency in charge of increasing homeownership opportunities, supporting community development, and increasing access to affordable rental housing and homeownership for low-income individuals. Programs under their jurisdiction include the Federal Housing Administration’s (FHA) mortgage insurance program, Community Development Block Grants (CDBG), and multifamily assisted housing programs, including housing vouchers. HUD also is responsible for implementing and enforcing the Fair Housing Act.