Regulatory Affairs Resources

The activities of the federal agencies and departments of the United States government permeate the business of real estate in a variety of ways. Whether the activity is issuing formal rules, pursuing an enforcement action, or engaging in industry supervision, the buying and selling of real estate is impacted by the actions of more than 25 federal and independent agencies and departments. NAR tracks the activity of these agencies, focusing exclusively on issues affecting REALTORS®, their businesses, and their clients. In addition to being experts on matters ranging from banking regulation to environmental concerns, NAR staff also manage relationships with the agencies to ensure NAR member priorities are always carefully considered. A list of agencies pertinent to REALTORS® can be found at

Department of Health and Human Services (HHS)

The Department of Health and Human Services oversees the implementation and enforcement of the nation’s laws governing health care, including the Affordable Care Act. In addition to substantial research conducted by HHS offices such as the National Institutes of Health (NIH), the agency’s Center for Medicare and Medicaid administers the Medicare program, which is the source of insurance coverage for 16 percent of NAR’s members.
Director, Federal Banking, Lending and Housing Finance Policy
Federal Policy & Industry Relations
Senior Policy Representative, Insurance Issues
Federal Policy & Industry Relations