Regulatory Affairs Resources

The activities of the federal agencies and departments of the United States government permeate the business of real estate in a variety of ways. Whether the activity is issuing formal rules, pursuing an enforcement action, or engaging in industry supervision, the buying and selling of real estate is impacted by the actions of more than 25 federal and independent agencies and departments. NAR tracks the activity of these agencies, focusing exclusively on issues affecting REALTORS®, their businesses, and their clients. In addition to being experts on matters ranging from banking regulation to environmental concerns, NAR staff also manage relationships with the agencies to ensure NAR member priorities are always carefully considered. A list of agencies pertinent to REALTORS® can be found at

Department of Homeland Security (DHS)

DHS most directly impacts the real estate industry through the Federal Emergency Management Agency (FEMA). FEMA is responsible for coordinating the federal response to floods, earthquakes, hurricanes, and other natural or man-made disasters, as well as providing disaster assistance to States, communities and individuals. FEMA also administers the National Flood Insurance Program (NFIP) and programs that provide assistance for mitigating future damages from natural hazards. The NFIP also creates the Flood Insurance Rate Maps (FIRMs). The accuracy and timeliness of these maps is critical for the transaction of properties located in, or adjacent to, a floodplain.
Senior Policy Representative, Insurance Issues
Federal Policy & Industry Relations